Portland Mortgage Specialists
Step 1 of 714%

Step 1 — Property

What type of property are you buying in Portland?

Select all that apply — Portland's condo market has specific approval considerations.

🏡
Single Family
Detached home, 1 unit
🏢
Condo / Townhome
Warrantable approval required
🏘
Multi-Family
2–4 units, house-hack
🔍
Not Sure Yet
Still exploring neighborhoods

Step 2 — Purchase Price

What's your target purchase price?

Portland median home prices make loan limits an important factor — choose your range.

💰
Under $300,000
💰
$300,000 – $500,000
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$500,000 – $750,000
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$750,000 – $1,000,000
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Over $1,000,000

Step 3 — Down Payment

How much are you planning to put down?

In Portland's competitive market, your down payment can strengthen your offer significantly.

🏦
0% Down
VA eligible only
🏦
~3% Down
FHA / HomeReady / Home Possible
🏦
~5–10% Down
Conventional with PMI
🏦
~15% Down
Conventional, lower PMI
🏦
20%+ Down
No PMI — strongest offer position

Step 4 — Credit

What's your approximate credit score?

Your best estimate is fine — no credit pull happens here.

⭐
720 or above
Excellent — best available rates
⭐
680 – 719
Very good — strong options
⭐
620 – 679
Good — conventional or FHA eligible
⭐
580 – 619
Fair — FHA or VA most likely
⭐
Below 580
Let's talk — options still exist

Step 5 — Eligibility

Have you served in the U.S. military?

Veterans and active duty buying in Portland may qualify for VA loans with $0 down and no PMI.

🎖
Yes
Veteran, active duty, or surviving spouse
🏠
No
Civilian buyer

Step 6 — Employment

What's your employment situation?

This helps us document your income and fast-track your Portland pre-approval.

💼
W-2 Employee
Salaried or hourly
🧾
Self-Employed
Business owner or 1099
🌅
Retired
Pension, Social Security, or investments
📋
Other
Contract, part-time, etc.

Your Recommendation

Here's your Portland loan match

Best Match
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Get Your Pre-Approval

No credit pull. No obligation. Portland moves fast — I'll reach out within 24 hours so you're ready to compete.

Your information is private and never sold. By submitting, you agree to be contacted about your inquiry.

You're Ready to Compete!

Your request is in. I'll reach out within 24 hours with your pre-approval — Portland's market moves fast and we'll be ready when you find the right home.